An Engaging Round Table Discussion

Ziegler Capital Management, LLC is a registered investment advisor that is a majority owned indirect subsidiary of 1251 Capital Group, Inc.

Past performance does not guarantee future results. Indices are unmanaged, do not reflect fees and expenses, and are not available as direct investments. All investments involve risk, including loss of principal, and there is no guarantee that investment objectives will be met. It is important to review your investment objectives, risk tolerance, and liquidity needs before choosing an investment style or manager. Bonds are subject to market, interest rate, and credit risk; and are subject to availability and market conditions. Generally, the higher the interest rate the greater the risk. Bond values will decline as interest rates rise. Government bonds are subject to federal taxes. Municipal bond interest may be subject to the alternative minimum tax; other state and local taxes may apply. High-yield bonds, also known as “junk bonds”, are subject to additional risk such as the increased risk of default. Equity investments are subject generally to market, market sector, market liquidity, issuer, and investment style risks, among other factors to varying degrees. Equity securities may rise and decline in value due to both real and perceived market and economic factors as well as general industry conditions.

The information contained in this video is provided for educational and illustrative purposes only and is not intended to be relied upon as a forecast, research, or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Reliance upon information in this video is at the sole risk and discretion of the viewer. The material was prepared without regard to specific objectives, financial situation, or needs of any investor. The views and strategies described may not be suitable for all investors. This commentary often expresses opinions about the direction of market, investment sector, and other trends. The opinions should not be considered predictions of future results. The information contained in this report is based on sources believed to be reliable but is not guaranteed and not necessarily complete. Any projections, targets, or estimates in this report are forward-looking statements and are based on ZCM’s research, analysis, and assumptions made by the Adviser. Other events, which were not taken into account, may occur and may significantly affect performance. Any assumptions should not be construed to be indicative of the actual events that will occur. Actual events are difficult to predict and may depend upon factors that are beyond the control of ZCM. Certain assumptions have been made to simplify the presentation and, accordingly, actual results will differ, and may differ significantly, from those presented. Some important factors which could cause actual results to differ materially from those projected or estimated in any forward-looking statements include, but are not limited to, the following: changes in interest rates and financial, market, economic, or legal conditions. Nothing contained in this commentary may be relied upon as a guarantee, promise, assurance, or representation as to the future.

The opinions expressed are as of 12/11/2022 are subject to change without notice.